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Upgrade Card

  • What is the Upgrade Card?
  • Can I use my Upgrade Card with my phone or device?
  • How do I add my Upgrade Card to Apple Pay or Google Pay?
  • How do I use my contactless Upgrade Card?
  • How do I transfer an existing balance to my Upgrade Card?
  • How long will it take to receive my Upgrade Card?
  • Are there any foreign transaction fees when I use my Upgrade Card internationally?
  • How do I dispute a purchase or report a transaction I don’t recognize on my Upgrade Card?
  • Can I use my Upgrade Card at an ATM?
  • How do I activate my card?
  • How do I report my Upgrade Card lost or stolen?
  • Is there a minimum monthly payment for my Upgrade Card with a personal credit line?
  • How do I make my first draw?
  • What is a draw?
  • What rates are offered on the Upgrade Card?
  • Are there any fees to use the Upgrade Card?
  • How are the rates fixed on an Upgrade Card?
  • Why choose an Upgrade Card instead of a home equity line of credit (HELOC)?
  • Why use the Upgrade Card instead of a credit card?
  • Upgrade Triple Cash Back Rewards Details
  • Upgrade Elite Cash Rewards Card Details
  • Upgrade Life Rewards Card Details
  • How much can I borrow from an Upgrade Card?
  • What’s the difference between the Upgrade Card and a personal loan?
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Contact@upgrade.com275 Battery Street, 23rd Floor, San Francisco, CA 94111, USACopyright 2017 Upgrade, Inc. All rights reserved.
Personal Loans made by Upgrade’s lending partners. Personal Credit Lines are issued by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC, Equal Housing Lender. The Upgrade Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Rewards Checking accounts provided by Cross River Bank, Member FDIC. Upgrade VISA® Debit Cards issued by Cross River Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Get more info