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  3. Credit Health

Credit Health

  • How often is my information updated?
  • Where do you get my credit summary and credit information?
  • I am seeing errors when I access Credit Health, what do I do?
  • I logged in and enrolled in Credit Health, but cannot access my score, what do I do?
  • How does Credit Health calculate my credit score?
  • Why are you asking for my personal information?
  • How do I sign up for Credit Health?
  • Will signing up for Credit Health impact my credit score?
  • How long does it take for my credit score to change?
  • How do I access my full credit report?
  • How do I correct inaccuracies on my credit report?
  • What is a VantageScore?
  • How do I obtain a free copy of my credit report?
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Contact@upgrade.com275 Battery Street, 23rd Floor, San Francisco, CA 94111, USACopyright 2017 Upgrade, Inc. All rights reserved.
Personal Loans and Auto Refinance Loans are made by Upgrade's bank partners. Home Improvement Loans are made by Cross River Bank, Member FDIC, Equal Housing Lender.
Personal Credit Lines are made by Cross River Bank, Member FDIC. The Upgrade Card associated with a Personal Credit Line is issued by Sutton Bank, Member FDIC, or Cross River Bank, Member FDIC, pursuant to licenses from Visa U.S.A. Inc. Bitcoin services and accounts are provided by NYDIG. NYDIG is licensed to engage in Virtual Currency Business Activity by the New York State Department of Financial Services. See NYDIG Terms.
Upgrade, Inc. (NMLS #1548935) holds the following state licenses and does business under the following DBAs.
Checking and savings accounts are provided by Cross River Bank, Member FDIC. Upgrade VISA® Debit Cards are issued by Cross River Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc.
Upgrade is a financial technology company, not a bank