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Payments

  • Debit Card Payment Terms and Conditions
  • COVID-19 help for Upgrade customers
  • Can I pay off my loan early?
  • Debt Settlement Companies
  • How do I pay back the money I borrow from my Personal Credit Line?
  • Is there any benefit in paying off my Personal Loan or Upgrade Card with personal credit line early?
  • Where do I locate the actual amount that will be placed in my bank account after the origination fee?
  • Are there any prepayment fees?
  • When is my first monthly payment due?
  • Am I able to pay by phone?
  • Can I pay by check?
  • Can I lower my monthly payment?
  • How do I find my payoff amount?
  • Are there any late fees?
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Contact@upgrade.com275 Battery Street, 23rd Floor, San Francisco, CA 94111, USACopyright 2017 Upgrade, Inc. All rights reserved.
Personal Loans made by Upgrade’s lending partners. Personal Credit Lines are issued by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC, Equal Housing Lender. The Upgrade Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Rewards Checking accounts provided by Cross River Bank, Member FDIC. Upgrade VISA® Debit Cards issued by Cross River Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Get more info