Application Process
- Where do I locate my 15-digit pre-approval code?
- How do I apply for a loan through Upgrade?
- Am I required to put up any kind of collateral to obtain a loan through Upgrade?
- Does Upgrade offer fixed or variable rates on its loans?
- If I’m denied, am I able to re-apply?
- If I cancel my loan application, am I able to re-apply?
- Does Upgrade accept applications over the phone?
- Am I able to apply by mail?
- Can I include household income on my application?
- Is an email address required to apply?
- Where do I find my individual annual gross income?
- Can this loan be used for school?
- Should I put my gross or net income on the application?
- Can I include additional income?
- How do I cancel my application?
- Can I apply jointly?
- What is the first step to obtaining an Upgrade loan?
- How long does it take to receive my loan?
- What is the typical loan process through Upgrade?
- How much can I borrow?
- How will I receive my loan?
- What are the different uses for a personal loan?
- Can I take out a second loan?