To access the funds in your Premier Savings account, you can initiate an ACH transfer to your linked external bank accounts (or if you have a Rewards Checking account, an internal transfer to your Rewards Checking account) via your account dashboard in the Upgrade website or mobile app. You can only transfer funds up to your available balance that are not linked to other external accounts. Specifically, any deposits by ACH transfer you initiate through Upgrade that are over the Threshold Limits are linked and only available to be withdrawn to the external bank account they came from for a period of 60 days from the transfer date of those funds. After 60 days, those funds will be available to be transferred to any linked bank account.
Available balance will reflect an initial hold of 3 business days.