Premier Savings Accounts have limits for ACH transfers initiated through the Upgrade app or website. Our goal in providing limits is to protect you and your money.
ACH Transfers into your account:
You can transfer in up to $100,000 per day from external accounts and make up to 7 transfers a week.
For larger deposits, please also consider using wire transfers. Deposits by wire transfer are not subject to limits and we do not apply fees to inbound wire transfers.
ACH Transfers out of your account:
- Generally, funds brought in via an ACH transfer initiated via Upgrade may only be transferred back to the same external account they were transferred from for 60 days after the inbound deposit. After 60 days, you may transfer these funds to any account subject to the individual limits assigned to your account.
- Subject to an absolute transfer out limit of $100,000 per day, you can always transfer the money you transferred in via Upgrade back to the external account it came from. Additional limits may apply on other transfers.