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State
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License
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Consumer Information
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Alabama
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- Consumer Credit Act License #22402
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Arkansas
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- Collection Agency License #5317
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Arizona
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- NOTICE: Before signing any loan documents or otherwise committing to a loan, you may take copies of those documents away from the consumer lender's place of business for review.
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California
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- Debt Collection License #10608-99
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Approved - Conditional
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Colorado
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- Supervised Lender License #SUP-4000142
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Connecticut
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- Small Loan Company License #SLC-1548935
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Idaho
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- Regulated Lender License #RRL-9624
- Collection Agency License #CCA 10381
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Iowa
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- Master Loan Company Registration
- Nonresident Regulated Loan Company License #2021-0093
- Nonresident Regulated Loan Company License #2021-0112
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Illinois
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Kansas
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- Supervised Loan License #SL.0026635
- Credit Notification #NOT.0026385
- Mortgage Company License #MC.0025649
- Mortgage Company Branch License #MC.0025649-BR.001
- Supervised Loan Branch License #SL.0026635-BR.001
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Louisiana
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- Collection Agency Registration #42483451I
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Massachusetts
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- Debt Collector License #DC1548935
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Maryland
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- Credit Service Business License #1548935
- Collection Agency License #1548935
- Collection Agency Branch License #1955422
- Credit Services Business Branch License #1955422
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Please refer to the NMLS Consumer Access website for information on our licenses. Upgrade, Inc DBA Universal Credit's NMLS ID is 1548935.
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Maine
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- Loan Servicer Registration #SVR14123
- Loan Servicer Branch Registration #SVB14334
- Supervised Lender #SLM14121
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Minnesota
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Montana
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- Consumer Loan License #1548935
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Nebraska
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- Installment Loan Company License #NE1548935-IL
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North Dakota
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- Money Broker License #MB103080
- Collection Agency License #CA103081
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New Hampshire
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- Small Loan License #21420-SM
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New Mexico
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Oklahoma
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Oregon
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Pennsylvania
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- Credit Services Loan Broker License #102236
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Rhode Island
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- Small Loan Lender License #20173422SL
- Lender License #20173420LL
- Loan Broker License #20173421LB
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South Carolina
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South Dakota
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Texas
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Utah
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- Collection Agency Registration #10136832-0131
- Consumer Credit Notification #10136832-0143
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Vermont
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- Loan Solicitation License #LSO-1548935
- Loan Solicitation License – Other Trade Name #1 #LSO-1548935-1
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- In Vermont: THIS IS A LOAN SOLICITATION ONLY. UPGRADE, INC. IS NOT THE LENDER. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.
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Wisconsin
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- Consumer Act Registration
- Loan Company License #3203
- Loan Company License #3204
- Mortgage Banker License #1548935BA
- Mortgage Banker Branch License #1955422BA
- Mortgage Broker License #1548935BR
- Mortgage Broker Branch License #1955422BR
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West Virginia
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- CSO Registration Statement #2379-6671
- Business Registration – Collection Agency #2379-6671
- Business Registration – Collection Agency #2410-4295
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