Great news! You are eligible to apply for an Upgrade auto secured loan if your vehicle is jointly owned. Upon application submission, we’ll request the following co-owner information:
-
Copy of co-owner’s ID
-
Signed co-owner security agreement
-
Note: Digital signatures are not acceptable
-
Please note that we are requesting this information solely for the purpose of co-owner consent. Upgrade will not take into account your co-owner’s income or credit report when considering eligibility for the loan. Additionally, the co-owner’s credit profile will not be affected and only you (the original applicant) will be responsible for paying the loan back.