How long will it take to receive my Upgrade Card? Please allow 7-10 business days from the time your application is approved to receive your card. Was this article helpful? 158 out of 197 found this helpful Return to top Related articles How do I make my first draw? Can I use my Upgrade Card at an ATM? What is the Upgrade Card? Can I use my Upgrade Card with my phone or device? How do I use my contactless Upgrade Card?