How long will it take to receive my Upgrade Card? Please allow 7-10 business days from the time your application is approved to receive your card. Was this article helpful? 173 out of 214 found this helpful Return to top Related articles How can I contact Upgrade? Can I use my Upgrade Card at an ATM? How do I make my first draw? How do I use my contactless Upgrade Card? How do I activate my card?