Are there any foreign transaction fees when I use my Upgrade Card internationally? If you choose to use your card internationally, Upgrade will not charge a foreign transaction fee. Was this article helpful? 4 out of 4 found this helpful Return to top Related articles Can I use my Upgrade Card at an ATM? How do I dispute a purchase or report a transaction I don’t recognize on my Upgrade Card? Is there a minimum monthly payment for my Upgrade Card with a personal credit line? How do I make my first draw? How long will it take to receive my Upgrade Card?