For personal loans, once you’ve been approved and have cleared the necessary verification, funds will be sent to your account within one (1) business day. Availability of the funds is dependent on how quickly your bank processes the transaction. From the time of approval, funds sent directly to you should be available within four (4) business days. Funds sent directly to pay off your creditors may take up to 2 weeks to clear, depending on the creditor.
For the Upgrade Card, once you’ve completed your To-Do list and a decision has been made, you will have access to your credit line. While you’re waiting for your card to arrive, you can sign in to your account to access a virtual card. If you choose to make a draw request to have funds sent directly to a bank account, the funds will be available in your bank account within one to four business days.
A valid checking or savings account is required in order to process your application.
If your loan is secured by your car, once your title documents are received and verified, funds will be sent to your account within one (1) business day. Availability of the funds is dependent on how quickly your bank processes the transaction. From the time of approval, funds should be available within four (4) business days. More information about paying off an existing auto loan.