Personal Credit Lines opened through Upgrade feature APRs of 6.37% to 35.39% and line amounts ranging $500 - $50,000. For example, a $10,000 draw with a 36 month draw length and a 16.96% APR has a required monthly payment of $359.76. The APR on your draw may be higher or lower. Your rate, line amount, and default term depend on maintaining a qualifying credit score, your credit usage history, requested amount, and other factors. Late payments or subsequent charges and fees may increase the cost of your credit line.
Learn more about the Personal Credit Line through Upgrade.