How do I pay back the money I borrow from my Personal Credit Line? You’ll receive a monthly statement through your dashboard that will combine the monthly payments from all of your previous draws into one fixed payment. To learn more about the Upgrade Card, click here. Was this article helpful? 8 out of 16 found this helpful Return to top Related articles Can I pay off my loan early? When is my first monthly payment due? How can I contact Upgrade? Where do I locate the actual amount that will be placed in my bank account after the origination fee? How long does it take to receive my money?