How do I pay back the balance on my Upgrade Card? You’ll receive a monthly statement through your dashboard that will combine the monthly payments from all of your previous draws into one monthly payment. Learn more about the Upgrade Card. Was this article helpful? 11 out of 22 found this helpful Return to top Related articles Can I pay off my loan early? How can I contact Upgrade? When is my first monthly payment due? Where do I locate the actual amount that will be placed in my bank account after the origination fee? How long does it take to receive my money?