A Personal Credit Line gives you the flexibility of a credit line with the certainty of fixed rates and terms. You can use as little* or as much of your approved Personal Credit Line as you need†, much like a line of credit or credit card, but instead make payments over a fixed loan length and rate much like a personal installment or auto loan.
Learn more about the Personal Credit Line through Upgrade.
* The minimum draw amount is $25.
† If there are changes to your credit score, other risk factors, or market conditions, the availability of your remaining credit, the interest rate, and length of the credit offered may be adjusted for future draws. The terms on your existing balances will never change.