Each Upgrade card balance has a fixed rate and term so you’ll know how much you need to budget each month and can circle a date on your calendar when the amount you’ve borrowed will be paid off.*
Learn more about the Upgrade Card.
*If there are changes to your credit score or other risk factors, or changes to market conditions, the availability of your remaining credit, the interest rate, and length of the credit offered may be adjusted for future transactions. The interest rate on your existing balances will never change. Your interest rate may be adjusted after the first 12 months your account is opened for future purchases or draws. For more information, please refer to your Personal Credit Line Agreement.