The Upgrade Secured OneCard with Secured Account gives users all the benefits of OneCard: great cash back rewards and the flexibility to Pay Now with no interest or Pay Later in monthly installments at a fixed rate for each balance.
In addition, a secured OneCard is designed to help customers build credit responsibly by using a secured deposit to set the card’s credit limit. Payment history is reported to the major credit bureaus, so regular on-time payments can help in building your credit score.