ACH transfers initiated through your account dashboard to or from an external account are subject to limits on the number of transfers (“Count Limits”) and limits on the dollar amount (“Threshold Dollar Limit”), with special rules that we call “Transfer Threshold Limits”. These limits are in place to protect you and your money.
Limits can vary for each Performance Savings account, and your individual limits depend on a number of factors, including your account eligibility and activity. You can view your individual limits here.
The figures provided below are the available limit ranges across all Premier Savings accounts that would be assigned to your account at account opening:
Count Limits
- From External Account: You will be assigned a limit between 2-7 transfers within a 7-day period.
- To External Accounts: There are no count limits.
Threshold Dollar Limits
- From External Accounts: You will be assigned a limit between $2,000 to $15,000 within a 7-day period.
- To External Accounts: You will be assigned a limit between $2,000 to $15,000 within a 7-day period.
If you deposit funds into your Performance Savings account in excess of your Threshold Dollar Limit, the excess funds will be linked to the external source account and cannot be withdrawn to any other external account for the first 60 days after the transfer date. You can always transfer the money back to the external source account that they were deposited from during the 60 day hold period.
All Performance Savings accounts are subject to a daily maximum transfer of $100,000.