How long will it take to receive my Upgrade Visa® Debit Card? After requesting a replacement debit card, you should receive it in the mail in 7–10 business days. Was this article helpful? 13 out of 23 found this helpful Return to top Related articles Where can I find my virtual debit card number? How long will it take to receive my Upgrade Card? How do I get a replacement Upgrade Visa® Debit Card? How do I use my contactless Upgrade Card? How do I find my Rewards Checking Plus routing and account number?