Opening a Rewards Checking account is easy and can be done completely online.
- Tell us a little bit about yourself so we can verify your identity.
- Set up direct deposit so you can add funds to your account and take advantage of all the account features. Not ready for direct deposit? That’s okay -- it’s easy to link an account and transfer money electronically as well.
- Use your Upgrade Visa® Debit Card to make purchases anywhere Visa is accepted and earn 2% cash back on common everyday expenses and 1% cash back on everything else.* Learn more about how much cash back you can earn with a Rewards Checking account.
* Some limitations apply. See the Rewards Checking page for full details.