Upgrade is an online lending platform that combines access to affordable credit products with free credit monitoring and education. Upgrade is not a bank. We partner with banks to originate loans obtained through Upgrade.
WebBank, Member FDIC, originates all personal loans obtained through Upgrade.
Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC is the lender of the personal credit lines offered.
Sutton Bank, Member FDIC, issues the Upgrade Card which allows you to access the personal credit line.