How long does it take to receive the funds in my bank account after completing my To-Do List? Once review is complete and a final approval decision has been made, funds should be available in your account within one to four business days. More information about receiving money from a credit card payoff loan. Was this article helpful? 18 out of 19 found this helpful Return to top Related articles What are the next steps after I have submitted all of the requested documents? Where can I check the status of my application? What types of documents may be requested from me? How do I complete and submit my 4506-T form? How can I contact Upgrade?