If you’re a Veteran, we greatly appreciate your service in defending and protecting our country.
Loans obtained through Upgrade do not currently offer benefits for Veterans.
However, loans obtained through Upgrade and Retail Installment Sale Contracts assigned to Upgrade comply with the Servicemembers Civil Relief Act (SCRA) and the Military Lending Act.
Under SCRA requirements, benefits include an interest rate reduction for active-duty military servicemembers. Please note that to be eligible for the interest rate reduction, the loan must be obtained prior to the active-duty start date and we may request documentation to verify your active-duty status.
The Military Lending Act provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. If you’d like to learn more, please call our MLA Hotline at (855) 511-7676.