Most Personal Loans through Upgrade are unsecured, so you don’t have to put up any kind of collateral. Plus, you can avoid any lengthy appraisal and approval process.
In some cases, you may be given the option of adding collateral to help you qualify for a loan or a lower rate. Learn more about auto secured loans.
The Upgrade Card with a personal credit line is unsecured and does not require any collateral.
Get started on your personal loan application or Upgrade Card application now to see what you may qualify for!