We take many other factors into account when determining loan eligibility, such as your credit score, credit usage and history.
Additionally, to be eligible for a loan through Upgrade, you must be:
- A U.S. citizen or permanent resident, or living in the U.S. on a valid visa;
- At least 18 years old (19 years old in Alabama and certain other states);
- Able to provide a verifiable bank account; and
- Able to provide a valid email address.