Where are your offices located? Upgrade has three offices with it’s main headquarters in San Francisco, CA, an operations center in Phoenix, AZ and a development center is in Montreal, Quebec. Was this article helpful? 0 out of 0 found this helpful Return to top Related articles Is Upgrade a bank? Who is WebBank? What products are available through Upgrade? I'm interested in working for Upgrade, are there any available positions? Are the personal loan rates fixed or variable?