For Personal Loans and Lines of Credit, you'll receive the total amount of your personal loan, minus the one-time origination fee, in your account within four business days from the time of approval. Upgrade never charges an upfront application fee and will never ask you to send us money via wire transfer, Western Union, gift card, or prepaid card.
If your loan is secured by your car, a one-time title transfer fee may also be deducted from your loan amount. This is a fee charged by the motor vehicle agency in your area and Upgrade does not keep any portion.
Check your rate to see if you qualify for a personal loan.
More information about receiving money from a credit card payoff loan.