Upgrade is a neobank that offers affordable and responsible credit to mainstream consumers through cards and personal loans, together with free credit monitoring and education tools that help consumers better understand and manage their finances.
It’s easy to check your rate and see what you qualify for or get started tracking and monitoring your credit:
*Upgrade has been made aware that its name and logo have been fraudulently used by individuals operating loan scams. If you believe you have been a victim of this scam, please contact us at (833) 622-4249, M-F 8am-5pm Pacific Time.
- Any email communication from Upgrade will come from the domain of @upgrade.com, such as email@example.com.
- Upgrade only accepts loan applications for the Upgrade Card online at Upgrade.com and applications for a personal loan may be submitted online at Upgrade.com or over the phone by calling (844) 311-0088. At Upgrade, applications will never be taken through email correspondence, although Upgrade may follow up on an existing application by email from an email address ending in @upgrade.com.
- Upgrade will never ask for any type of advanced fee in exchange for a loan. While Upgrade’s lending partners may charge an origination fee, all origination fees are taken from the loan proceeds, and are therefore not required out-of-pocket.
- Upgrade also has no affiliation with Priority Loan Servicing, Priority Payday Loan or Cash Priority Loan Servicing.
To see what our customers say about working with us, check out these Upgrade Reviews.