Loans obtained through Upgrade comply with the Servicemember Civil Relief Act (SCRA).
Under SCRA requirements, benefits include an interest rate reduction for active-duty military servicemembers. Please note that to be eligible for the interest rate reduction, the loan must be obtained prior to the active-duty start date and we may request documentation to determine your SCRA eligibility.
The Military Lending Act provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. If you’d like to learn more, call our MLA hotline at (855) 511-7676.