All personal loans obtained through Upgrade have a 2.9% to 8% origination fee, which is only charged when you receive a loan.
Once your loan is approved, the one-time origination fee is deducted from your total loan funds before the money is sent to your account. This means you’ll receive the total loan amount minus the origination fee. More information about receiving money from a debt payoff loan.
Upgrade never charges an upfront loan fee or application fee and will never ask you to send us money via wire transfer, Western Union, gift card, or prepaid card.
Check your rate for a personal loan today.