With a personal loan through Upgrade you may incur a late fee of up to $10 if your payment is not received in full within 15 calendar days of your payment due date. This charge is assessed once per late payment.
Please keep in mind that for issued personal loans, any failed electronic or check payment attempt(s) will be charged a non-refundable fee of $10. Your bank may assess its own fee in addition to the fee we assess.
The Upgrade Card with a personal credit line does not have any fees.
